My life journey to date included working for a Fortune 50 company in supply chain management for nearly 27 years. During that time, I worked for many different managers. I also had the good fortune to manage people myself – from a small local team with fewer than 10 individuals...
Reading time: 12 min
According to some sources, the average person makes an incredible 35,000 choices per day. Optimistically, let’s assume we get 8 hours of sleep each night. This statistic suggests we make an average of nearly 2200 decisions each hour we’re awake! Whether or not we believe this figure, there is no...
Reading time: 8 min
Creating and managing a personal budget is not high on anyone’s fun pastimes. If investing and saving are like throwing a party – exciting, filled with good times and hopefully positive outcomes, then budgeting is like the morning after clean-up. You know it must be done. You know you’re going...
Reading time: 13 min
Perhaps you’re making progress against your plan. Maybe its even time to start considering what to do with all that free time in retirement? Let me introduce you to a particular obsession of mine…the world of smoking. I’m a long, long way from an expert in this world but I’ve...
Reading time: 5 min
Writing down personal financial goals is an important step to take. A good plan requires a starting point and a place to go. However, things can get confusing once you move from planning to doing. Today we have many different options available for investing money in support of our financial...
Reading time: 8 min
The American philosopher Ralph Waldo Emerson is credited with writing “life is a journey, not a destination“. That seems about right, doesn’t it? The trials and tribulations of daily life can cause us to fixate on just getting through the tasks presented to us hour by hour. Appointments, meetings, minor...
Reading time: 3 min
I still recall where I was when my wife Janine texted me on the morning of September 21, 2016. I was in a meeting in Folsom, CA when I received her message along the lines of: “Hey not to alarm you but Dave hasn’t checked in when he said he...
Reading time: 12 min
Quick question: how many of your New Year resolutions have you continued to follow through on now that we’re more than halfway through the year? None? That’s my answer. In full disclosure, I actually no longer make resolutions for the coming year. I’ve come to realize that no amount of will...
Reading time: 9 min
Earlier this month I saw a news story tickler that truly shocked me when I first read it. According to a recent survey conducted by Pymnts.com and LendingClub Corp, more than one in three Americans who earn at least $250,00 annually say they are living paycheck to paycheck. Whoa! According...
Reading time: 9 min
“If you fail to plan, you are planning to fail!”– Benjamin Franklin“No battle plan survives contact with the enemy”– Helmuth von Moltke“Everyone has a plan until they get punched in the mouth.”– Mike TysonThere are a surprisingly high number of famous quotes pertaining to putting a plan in place. Not...
Reading time: 6 min
“I’m super excited for school to start!” said my kids never. In reality, they are excited for high school…to play soccer and see their friends. It’s all the getting up early and going to class parts that they’re not such big fans of. Learning is, of course, super important. However,...
Reading time: 7 min
My dad is 92 years old. Actually, he’s 92 and a half years old as I reminded him recently. “It’s been a long time since I counted half years”, he replied to me. I think we all stop counting our half year milestones once we hit double digits. It’s amazing...
Reading time: 4 min
The American philosopher Ralph Waldo Emerson is credited with writing “life is a journey, not a destination“. That seems about right, doesn’t it? The trials and tribulations of daily life can cause us to fixate on just getting through the tasks presented to us hour by hour. Appointments, meetings, minor...
Reading time: 3 min
The nature of work is changing right before our eyes. Even before the pandemic, our expectations of where, how and even if to work were being altered. Side hustles and gig work were already replacing primary employment for many people. That trend seems to have accelerated since 2020. However, according...
Reading time: 12 min
Time flies as the saying goes. The end of this week marks one year of being retired for me and it certainly seems as if time as flown by. I wanted to mark this week by sharing some key year one retirement lessons. Even the fact that I have time...
Reading time: 8 min
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Great post. I was checking continuously this weblog and I am inspired! Very useful information specially the final section :)…
Adam, Jeanette told me your father passed away last week. I’m very sorry for your loss. She also told me…
Itís nearly impossible to find well-informed people for this topic, but you seem like you know what youíre talking about!…
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Thank you Marci. My mom did get a chance to read it to him, and I'm very grateful for that.